Picture This: You're in Tokyo
You've saved for months. The flights are booked. The hotel is sorted. You tap your regular debit card at a ramen shop and suddenly, you're paying 4% more than you expected.
Currency conversion fees. International transaction charges. ATM withdrawal costs. They add up quickly, and by the end of your trip, that dream holiday has cost hundreds more than planned.
Sound familiar? You're not alone. Millions of Australians face this exact scenario every year.